| A
boiler system should be capable of meeting the building's peak heating
demand while also operating efficiently at the more common part-load
conditions. Sizing and selecting a boiler system properly, therefore,
requires knowledge of the peak heating load, as well as an understanding
of the load profile. If building loads are highly variable, as is
common in commercial buildings, designers should consider installing
multiple, smaller (modular) boilers. Modular systems are more efficient
because they allow each boiler to operate at or close to full rated
load most of the time, with reduced standby losses.
Maintenance
and Operations Tips
Several diagnostic and preventive procedures are important to maintaining
efficient operation. Flue gas temperature monitoring is useful in
detecting efficiency and operation problems. Maintaining st eady
excess air levels (with an oxygen "trim" system) ensures
that burners will mix air and fuel efficiently. The Boiler Efficiency
Institute provides maintenance and operation manuals for boilers
and boiler controls (see "For More Information," below).
Low water levels can damage boiler vessels, so water levels must
be checked frequently. Water treatment prolongs the life of boilers,
while increasing efficiency. Waterside and fireside surfaces should
be cleaned annually. Steam boilers should be blowndown daily to
remove sludge and sediment.
|
| One
of the biggest lifetime investment that one makes is buying a home,
an important commitment and a significant lifestyle choice. All of
us dream of owning a house one day. This indeed is a powerful motivation
to buy. But you must consider the practical part of it
'You want
to move closer to office, local schools, markets or recreation facilities
etc. Saving time and money on your commute may offset the cost of
owning a home. Homes located close to these kinds of amenities traditionally
have had good resale value. '
Evaluate
Homes
'Evaluation
is a must when shopping for homes as a stitch on time will save
nine, you ought to pay profound attention to the essentials in your
prospective house'.
It usually happens after you've seen four to five houses, and despite
doing everything suggested, you can't seem to place that one house
you really liked. Or, you'll find that you still like a particular
house better than all the others you've seen and will want to go
back for an extended look.
If you know
what to look for, you can spot problems early on in the game and
save yourself some time. Here are some physical things to check
out while you evaluate your future abode.
Overall impression
of the exterior
Does the house seem in good shape? Is it sound? Step back: Are
the lines of the house straight? Is the mortar between the bricks
cracked or chinked? Is the paint peeling? Is the aluminum siding
dented, dirty, or in really good shape? Is the sidewalk cracked
around the house? Does it appear to pitch in toward the house or
slope away from the house? It should ideally slope away from the
house.
Windows and
door frames
Are they in good shape? Are there storm windows? Has the caulk
dried out and pulled away? Are they cracked? Can you feel air blowing
in? Are the frames square? Are there cracks in the plaster above
the door frames?
Overall impression
of the interior
Does the home appear to be sound? Are the stairs shaky? Is
the kitchen or bath linoleum tile peeling or bubbled? Are there
discolored patches on the walls or ceiling? Are there other signs
of leaks? Is the plaster cracked? Is the paint or wallpaper peeling?
Are the walls and ceiling straight? Do doors, cupboards, and drawers
open easily? Is the house clean?
Attic or
crawl space
Is there insulation? Has it been laid out properly? Is there
a fan? Are there air leaks? Is there poor ventilation?
Plumbing
and electricity
Turn on all the faucets, showers and bathtubs. Is everything
working? Do they drain well? How's the water pressure? Does the
water have a funny smell? Does the home use city water or have its
own well? Do the lights seem to work? Check the fuse box or circuit
breaker. Are there enough electrical outlets? Or is everything connected
with extension cords? Are there enough telephone jacks?
Basement
Are there cracks in the walls or foundation? Does it smell
musty, stale, or damp? Does the basement leak? Is the house in a
flood plain? (The listing agent may or may not know the answer to
this question. You may have to find out independently by visiting
the local municipal office.
Mechanicals
How old are the hot water heater and furnace systems? Is there
an air-conditioning system or are there window units? How old are
the window units and do they come with the house? Does the listing
agent have any information on the heating, electricity or water
bills?
Pests
Is there evidence of termites? Cockroaches? Mice? Check any
wooden beams for tiny holes or piles of sawdust.
Other questions
to consider..
You should sit down on the furniture and try to imagine
living in the home. You should look around and think about where you
would put your furniture. Ask yourself these questions:
How would you feel about coming home after a hard day's work?
Where would you relax?
Can you see yourself cooking in the kitchen?
Will your furniture fit into the living room?
Is the bedroom quiet enough for sleeping?
Open up the windows and listen to the sounds of the neighborhood.
Are there noisy wind chimes? Children? Dogs?
Dump trucks? Airplanes? Is the house on a flight path?
Are you listening to a nearby or distant highway? Local traffic?
Frequently-used train tracks? Are there other noises?
Do you feel relaxed in the house?
At this point,
you might be able to make up your mind about the house. For some
first-time buyers, the second showing clinches it and they make
an offer. However, other first-time buyers need a third, or even
fourth, showing.
Figuring out how much a home is actually worth is a tricky process.
You'll have to do your homework, pull out your calculator, and spend
some time learning to recognize certain "value markers."
Once you've figured out what a property is worth relative to others
that are similar in the area, you can begin to compare various homes.
consider these avenues before you contemplate your first move:
Location
Where a home is located (within a city, within a neighborhood,
on a particular street, within a single building) is crucial to
determining its value. When you begin to compare homes, it's important
to factor location into your house valuation formula.
Single-family
House
First, think about where the house is located in relation to
the entire neighborhood. Are shops and various services within walking
distance? Is the house close to major forms of transportation and
to the schools your children will be attending? Is it too close
to any of these amenities?
Many families
want to be within a few blocks of the local public school, but they
prefer not to have their backyards adjacent to the school playground.
Next, think
about where the house is located on its block. Is it on a corner,
or on the interior row? Is it next to a high-rise building or a
three- or six-flat building? Are there many homes just like it on
the block? Does the block have a nice residential feel or is it
mixed residential/commercial?
Apartment
If you're considering an apartment, start by asking yourself
about the townhouse's location in relation to shopping and service
retailers, such as a grocer. If the apartment is located within
a suburb, compare its location with the premium location within
that suburb.
For example,
is it better to be located on the perimeter, or is an interior location
better? Are end units more prized, or are middle units preferred?
Are you close to the entrance of the suburb, or do you have to drive
several blocks to get there? Condominium Or Co-op The location questions
for a townhouse apply here as well. If your condo or co-op is located
in a high-rise building you also need to consider where the unit
is located in the building. If one side of the building has a fabulous
view and another faces a windowless brick wall, you can bet that
units with the full view will be more prized than units with a peek-around
or no view. Which is more important to you, the lower cost or the
better view? Remember that a unit with the best view in a building
will generally appreciate faster than a unit with only a so-so view,
even if the so-so has more amenities.
Market Forces
When comparing one home to another, it's important to know
what kind of market forces are shaping their value. When real estate
agents and brokers talk about "markets," they mean how
quickly real estate is being bought and sold. There are three kinds
of markets:
Buyer's market:
A buyer's market occurs when there are too many homes for sale
and too few qualified buyers to purchase them. In terms of supply
and demand, a buyer's market means there is too much supply and
too little demand. Prices tend to come down because homes are taking
a long time to sell. The market favors the buyer.
Seller's market. In this type of market, there are too few homes
and too many qualified buyers who want them. In other words, demand
exceeds supply. Prices tend to go up, and homes tend to sell quickly.
The market favors the seller. Real estate agents like this kind
of market because properties will turn over very quickly.
Neutral or balanced market In a neutral or balanced market, the
numbers of homes for sale and home buyers to purchase them are about
equal. Homes sell steadily, and for reasonable prices. As you begin
to compare properties in different neighborhoods, it's important
to know what kind of market forces exist in each neighborhood, because
they will affect the value of the properties. For example, if you
like a home and it is in a seller's market, you may offer more for
the home than you would if it had been in a buyer's market. Conversely,
if the home is in a buyer's market, you may offer less.
How do you know which market you're in? One of the ways to find
out is to ask your broker how quickly homes are being sold in your
neighborhood. If homes sell in less than 45 days, you're probably
in a seller's market. If homes take longer than 4 to 6 months to
sell, you're probably in a buyer's market. Most multiple-listing
services (MLSs) keep track of how long it takes for homes to sell.
Ask your broker about the average number of days a home is listed.
|
| 1.
Brighten grey elbows by rubbing them with half a fresh lemon. Lemon
has a natural bleaching effect. Moisturize the skin to counteract
the drying effects of the juice.
2. Turn
foundation into a tinted moisturizer by mixing a few drops of it
with a little moisturizer on the back of your hand before applying.
It's the perfect blend for daytime.
3. Carry
a spray of mineral water in your handbag to freshen up your foundation
while you're out and about.
4. Soak
your feet in a bowl containing warm water and 4 tablespoon of Epsom
salts to help ease-swollen ankles.
5. If
you have very soft nails, file them while the polish is still on
to prevent them from cracking.
6. If
you find eyebrow tweezing painful, hold an ice cube over the area
first to numb the area before you start.
7. Warm
up your looks by dusting a little blusher over your temples, chin
and the tip of your nose as well as your cheeks.
8. Apply
little loose powder under your eyes when applying dark shades of
eye shadow to catch any falling specks and prevent them from staining
your skin.
9. Make
your lips look larger by wearing a bright, light lipstick. Alternatively,
make them appear smaller by wearing dark or more muted colours.
10. Soak
nails in a bowl of olive oil once a week to strengthen them.
11. Keep
your smile looking its best by changing your toothbrush as soon
as the bristles begin to splay. This means at Least every three
months. You should brush for at least two minutes, both morning
and evening.
12. Mascara
your lashes before applying false ones to help them stick properly.
13. If
you look tired, blend a little concealer just away from the outer
corner of your eye - it makes you look as though you had a good
night's sleep!
14. Never
apply your make-up before blow-drying your hair, as the heat from
the dryer can make you perspire and cause your make-up to smudge.
15. Make
sure you give moisturizer time to sink in before you start applying
your make-up. This will help your make-up go on more easily.
16. For
eyes that really sparkle, try outlining them just inside your lower
eyelashes with a soft white cosmetic pencil.
17. Let
your nails breathe by leaving a tiny gap at the base of the nail
where the cuticle meets the nail - this is where the new nail cells
are growing.
18. Go
lightly with powder on wrinkles around the eyes - too much will
settle into them and emphasize them.
19. If
you find your lashes clog, try rolling the brush in a tissue first
to blot off the excess, leaving a light, manageable film on the
bristles.
20. Use
a toothpick or dental floss regularly to clean between your teeth.
21. You
can dry nail polish quickly by blasting nails with a cold jet of
air from your hairdryer.
22. There's
a great trend at the moment for 2-in-1 products. They're worth trying,
because they can save your money as you only buy one product instead
of two. They include shower gels with added moisturizer, shower
gels that also act as body scrubs and hair shampoos with built in
conditioners.
23. A
drop of olive oil rubbed nightly into your nails will help them
grow long and strong, and is cheaper than shop-bought manicure oils.
24. If
you've run out of liquid eyeliner, dip a thin brush into your mascara
and apply in the same way. It works perfectly.
25. Always
carry pressed powder for that last minute touch up.
|
| Before
buying a carpet one should know the size of the area for which the
carpet is needed. The shade of the room walls, sofas and chairs also
is to be remembered in which sense one goes for buying a contrast
shade, even though the carpets with multi-shades are available. For
an elegant and attractive drawing or dining room an attractively colored
carpet would be a right choice.
How to take
care of Your Carpet and Maintain It?
The carpet may be of any type in cotton, woolen or silken,
during the continuous use it would show weariness. No carpet should
be let lying for long in the same position quite for long time.
The foundation will gather all sorts of dust and pebbles etc. This
needs a proper cleaning once in every 10 days with a vacuum cleaner.
One should pay fullest attention towards maintenance if one is not
prepared to loose heavily.
|
|
Buying a car--and
saving money when you do so--is not necessarily a complicated process,
but it is one that takes some time for preparation and information
gathering. A little effort spent on the "up-front" work
can bring big rewards when it comes time to actually buy the car.
Review your
financial situation to determine what you can comfortably afford
in your car purchase. Check your credit to make certain that no
problems or mistakes exist. Determine a maximum payment or purchase
price and etch it in stone--dealers and salespeople will be doing
their best to bump you off it!
Spend some time doing research on the various models of vehicles
available. Make comparisons based on what you need rather than simply
what you want. Your budget will be grateful!
Eliminate any models that do not suit your needs before you begin
your car shopping excursions. Don't waste time on vehicles that
won't "work" in your situation.
When you have it narrowed to a few models, ask friends, co-workers
or relatives who own them about their experiences with the cars
they own. Consult automotive publications for road tests and service
histories (this will help you to eliminate the "duds").
Do your financial comparisons first. Talk to your bank or credit
union and get their terms and rates. Take advantage of auto loan
comparison sources such as Lending Tree, where you can submit one
quick application and get offers from multiple lenders within 2
business days. The power of the Internet at work!
Getting a price quote may help to simplify the process for you.
See the price quote comparison section.
Watch the cost of your total ownership experience--including insurance
(see the hints and comparisons), warranties and repairs and maintenance
(see the hints and comparisons). Maximize your savings here or run
the risk of losing what you saved on the purchase!
Take your time. Don't rush to buy the first vehicle you see. Take
a deep breath and consult your comparisons and your gameplan. If
necessary, visit different dealerships to compare prices and service.
When everything is right--the car, the dealership, and the price,
relax and buy the car. If you have done your preparation, there
is no need to agonize needlessly. Begin to enjoy the car!
As expensive as it is to buy and finance a car, the ownership period
can have its own set of pitfalls. The money you save by getting
a great deal on the purchase and financing erodes quickly when you
find that you are overpaying for necessities such as auto insurance,
maintenance and repairs. And, since these expenses are ongoing,
their total cost can often approach the initial purchase price of
the vehicle! Here are some hints on getting the best value for those
items associated with vehicle ownership.
Maintenance
One of the easiest ways of helping to avoid major repair costs
is through a regular program of general vehicle maintenance. An
early diagnosis of a problem is almost always less expensive than
waiting until it is too late. For example, replacing brake pads
is a lot cheaper than having to replace both pads and rotors because
the low pads have torn into the rotors. Beware, though. As expensive
as it may be to under-maintain a car ("pay me now or pay me
later"), it can be just as expensive to over-maintain a car.
For dealerships and repair shops alike, "maintenance programs"
are a BIG profit generator. A $300 maintenance service may have
a cost to the service facility of well under half that amount.
Maintenance
Hints
Deal with established service facilities--you will most likely
have more recourse should something go wrong.
Follow the manufacturer's recommended maintenance schedule--it generally
will be less extensive (and expensive) than programs recommended
by the service facility. By following the manufacturer's recommendations,
you will protect your factory warranty coverage.
Consider joining a full service auto club like AutoVantage Gold.
Their volume buying power may be able to save you money. For example,
Gold members can save instantly at both nationally known as well
as local service centers. Plus, they offer 24-hour roadside assistance
and towing, trip routing, hotel savings and more. You can set up
a 3-month trial membership or $1 and they will even give you 4 free
oil changes ($100 value).You can join here.
Keep records of all maintenance (dates, mileage and amount paid).
It could save you aggravation should you have a dispute with the
manufacturer over a covered warranty repair.
Repairs
One of the largest
sources of complaints received by consumer protection agencies involves
auto repair. Due to a large degree to vulnerability (you often can't
drive a broken vehicle) consumers are exposed to all manners of
rip-offs, scams and blatant overcharges. Many news organizations
have done exposes of dishonest repair shops and schemes, and a fairly
common recommendation is to educate yourself on the types of scams
that can befall you. These can include adding repairs that are really
not needed, the use of shoddy or substandard parts or simply padding
the bill with unnecessary charges.
Repair Hints
If possible, always get second (or third) opinions. You'll
find that estimates for repairs will often vary widely--not only
in price but also in the scope of the repair (why replace 10 parts
when replacing only 8 does the job safely and adequately?)
If you are concerned with the possibility of major repairs, you
may want to consider the purchase of an extended warranty.
Be watchful of the rip-offs and scams that seem to abound in the
car repair business. Keep up-to-date on news accounts of the different
pitfalls that can prey on the automobile consumer. For an excellent
and in-depth view of these rip-offs and scams (as well as dozens
of other important tips), read Corey Rudl's best selling Car Secrets.
|
| Even
after the initial cost of a vehicle is absorbed, the cost for auto
insurance goes on and on. Many car owners simply stick with their
current insurance carrier, not realizing that there may be $100, $200,
$300 or more in savings to be realized simply by doing a quick comparison.
Insurance
Hints
Consider
raising your deductible.
Shop around. The Internet has made this incredibly simple What
used to take hours and numerous phone calls can now be done in minutes.
Sources such as InsWeb can compare a number of insurers and give
you free online quotes. (Plus, for a limited time, you can enter
to win a Mercedes ML320 SUV).
Take advantage of all discounts available. Some policies may offer
discounts for air bags, anti-lock brakes or theft deterrent systems.
1.Comparison
Shop.
Prices for the same coverage can vary by hundreds of dollars from
company to company, so it pays to shop around. Surf the net, ask
your friends or call your state insurance department for ideas about
companies and agents to contact. You should get at least three different
quotes. But don't shop price alone. The insurer you select should
offer both fair prices and excellent service. Quality personal service
may cost a bit more, but provides added conveniences, so talk to
a number of insurers to get a feeling for the quality of their service.
Ask them what they would do to lower your costs.
2. Ask for Higher Deductibles.
Deductibles represent the amount of money you pay before you make
a claim. By requesting higher deductibles on collision and comprehensive
(fire and theft) coverage, you can lower your costs substantially.
For example, increasing your deductible from $200 to $500 could
reduce your collision and comprehensive cost by 15% to 30%.
3. Drop
Collision and/or Comprehensive Coverages on Older Cars.
It may not be cost effective to have collision or comprehensive
coverages on cars worth less than $1,000 because any claim you make
would not substantially exceed annual cost and deductible amounts.
Auto dealers and banks can tell you the worth of your car.
4. Buy
a "Low Profile" Car.
Before you buy a new or used car, check into insurance costs. Cars
that are expensive to repair, or that are favorite targets for thieves,
have much higher insurance costs.
5. Take
Advantage of Low Mileage Discounts.
Some companies offer discounts to motorists who drive fewer than
a predetermined number of miles a year.
6. Consider
Insurance Cost When Making a Move.
Costs tend to be lowest in rural communities and highest in cities
where there is more traffic congestion.
7. Find
out about Automatic Seat Belt or Airbag Discounts.
You may be able to take advantage of discounts on some coverages
if you have automatic seat belts and/or airbags.
8. Ask
About Anti-Lock Brakes.
Anti-lock brakes improve steering control and stability when a car
is brought to a stop, thus reducing accidents. Some states, including
Florida, New Jersey and New York, require insurers to give discounts
for cars equipped with the brakes and some insurers have a nationwide
discount in place.
9. Inquire
About Other Discounts.
Some insurers offer discounts for things like no accidents in three
years, drivers over 50 years of age, driver training courses, anti-theft
devices, good grades for students and having more than one car insured
with that company.
|
| It
is important that you arrange your financing prior to negotiating
price with a dealership--ideally, before you even visit a dealership.
The financing "arm" of a new car dealership is a prolific
profit center--dealers will often take smaller profit deals when selling
the car (the "front-end" profit) if they know that they
are going to make a nice profit on the financing of the car (the "back-end"
profit). The problem with this is that it is you run the risk of giving
all (or more) of your purchase savings back when it comes time to
finance the car!
Don't get
taken!
Don't make an expensive mistake. Check your credit and investigate
all your car finance options before you start visiting dealerships.
The dealer will work hard to get you to make all of your decisions
in a single day. Don't get caught on an emotional highway that leads
to less money in your pocket (and more in the dealership's)!
Check your
credit upfront. Many financial institutions determine interest
rates on a "tier" basis. The better your credit, and the
more "in line" the price of the car is in relation to
invoice (on a new car) or book value (on a used car), the lower
your financing rate will be. It is a good idea, then, to make sure
your credit report does not have mistakes or omissions before the
bank sees it.
Make your comparisons. LendingTree makes this extremely easy. Submit
a simple application, and within 2 business days you will receive
car financing offers from up to 4 different lending institutions,
all competing for your business. The power of the Internet at work!
Check your
local bank and/or credit union. After you have made your online
comparisons, make your offline comparisons. The advantage of your
local bank is that there is the possibility of a personal relationship
with your banker. The disadvantage of a local (and smaller) bank
may be an uncompetitive rate. If you have the availability of a
credit union, the advantage here is the convenience of having your
car payments deducted from your pay. The disadvantage is that you
are tapping what may be an unsecured line of credit for a car--meaning
what would normally be an easily accessible loan from your credit
union (if, for example, you ever needed for an emergency) may no
longer be available to you.
Home equity loans have become a popular way to finance a car
in recent years. The advantage is the possible tax deductibility
of the interest paid on such a loan. To get comparisons of home
equity loans, visit Lending Tree's Home Equity Comparison Section
Note: The IRS will only allow you to deduct interest on a loan amount
that does not exceed the value of your home, for good reason. Borrowing
in excess of your home's value is not recommended.
Dealer financing
may or may not be the best option for you. The single advantage
of financing a car at the dealership is convenience--you buy and
finance the car at the same place. The main disadvantage is the
variation of interest rates, since the difference between what the
dealer "sells" you the financing for and what they "buy"
it from the bank for, is their profit. This is why it is so important
to do your comparisons before you enter the dealership!
Investigate
leasing to see if it would be advantageous for you. For some car
buyers it is an excellent choice. For others, it can be one of the
worst mistakes you can make.
Don't accept
the financing rate that the dealer offers as gospel! You have far
too many options that may save you money to just accept what the
dealer puts on the table for you.
|
| Banquet
Halls and Catering |
| 1.
If you have never ordered party supplies before admit that you have
no clue and are kind of lost in the process. Most companies can turn
you over to somebody that can walk you through the procedures and
inventory.
2. Be
ready before you call with the expected number of guests, the date,
time, the theme or mood, and whether you want to go budget, moderate
price, or fully elegant.
3. Talk
to party supply places months before the actual event. It usually
comes down to all their clients wanting a delivery at 10:00am on
a given Saturday. Even if they have all the inventory needed for
their clients on that weekend they have just a certain number of
trucks. Let them know as soon as possible what your needs are or
you may find yourself in a panic calling from company to company
trying to find an opening.
4. If
you are planning a wedding obviously the biggest demand for party
rentals comes from May on through the summer. The slackest months
are January, February, and March, depending on the area of the country.
5. If
you are a bride trying to plan your wedding on a budget you can
call a party rental store and explain your objective. They will
be happy to assist you to cut costs. Otherwise, you might consider
hiring a caterer for the food service and let them deal with the
party rental or supplies. They will add this to your bill. Caterers
know exactly what they need to help you present a reception with
a certain ambiance or theme. However, there will be a standard price
markup for this service. Weigh your anxiety and available time to
deal with this stuff versus the extra cost of the convenience gained
by letting your caterer take over the party supplies order.
6. Unless
you are a recurring commercial client who can apply for a credit
application you will be expected to hold your order with a credit
card deposit.
7. Get
some recommendations from hotel catering managers, company events
planners, location or banquet managers regarding reliable party
rentals or supplies stores.
8. Remember,
with delivery of party rentals comes the need for set-up, operation,
and security for the equipment until it can be picked up. You MUST
know what kind of time window you have at the party location for
delivery and set-up. And after the event someone HAS to be responsible
for making sure people don't help themselves to equipment before
the company can pick it up. This is YOUR obligation on the contract.
9. Regarding
set-up, you need a crew to take care of this. It is best to ask
the party supply house to arrange for this extra service. To depend
upon some well-meaning volunteers to be on time, to know what they
are doing, and to do it in quick organized fashion is to flirt with
disaster. You should talk to the party rental place about scheduling
a separate set-up crew. Likely you'll need another crew for tear
down or strike. Especially if you are using pipe and drape partitions,
or special lighting and A/V equipment. In other words, know what
you are getting into and what each piece of equipment requires once
it is delivered to your event.
10. Get
EVERYTHING specifically mentioned and spelled out in a contract
days before the event so that you have time to read it carefully
and ask questions or to revise elements.
11. You
may be offered a damage waiver that charges you an extra fee (usually
5% to 10% of your regular order). This covers small amounts of breakage
up to a limit of a few hundred dollars or more. The damage waiver
covers any incidental damage that can sometimes happen by accident.
12. Don't
be shocked as the cost of items begins to add up quickly. The party
rental company is not making a killing here, the cost is actually
pretty reasonable all things considered. Just make sure if you decide
to eliminate certain items from you list that you are making sense.
On the day of the party you may find it was not an extravagance
at all.
|
| Choosing
a cellular phone these days can be overwhelming. There's new technology,
heaps of abbreviations and lists a mile long of fancy features. Before
you know it you have absolutely no clue what cellular phone model
will suit your needs. This web site provides a simple guide to technology,
cellular phone features and other considerations to help you plan
your cellular phone purchase.
Free Cell
Phones : Batteries
Battery life
can be a very important consideration when choosing your cellular
phone, particularly if you are on the road all day and won't have
recharging access. You need to consider two things:
Standby Life
- standby life indicates how long the phone will work (be able to
receive calls, be switched on for calls, use database features etc)
before requiring a recharge. If you only talk for a brief time with
your calls and don't have a lot of calls, the standby time will
be more important to you.
Talk Life
- indicates how much time you will be able to spend talking on the
phone before you need a recharge. If you tend to make a lot of calls
or talk for an extended period when you make a call, you should
give more consideration to the talk time.
Battery life
depends on how large your battery is, and the metal of which it
is made. Cellular phones are generally made from Lithium Ion, Lithium
Polymer, Nickel Cadmium or Nickel-Metal Hydride, which are all rechargeable
materials. Nickel Cadmium are becoming less popular, due to the
"memory effect" - essentially the battery builds up a
memory of the level it is regularly recharged at and will not function
beyond this point, even if it is only at half capacity. Whilst Nickel
Metal Hydride batteries do have a small memory effect they still
have a high number of cycles. Lithium batteries are a lot lighter
due to their higher capacity and the lighter material. They offer
greater power compared to size than a Nickel-Metal Hydride, however
at this stage they cost significantly more.
Buyers Checklist
Decide how
much you want to spend.
Be clear on the features you need. Note that the more the features,
the more this will cost you.
Select a battery with a decent battery life and judge the mobile
phone by the talk time it gives. The bare minimum should be 2 hours
of maximum talk-time plus 90 hours of maximum standby-time.
Preferably purchase from an authorized dealer or the local mobile
plan provider. Although the handsets available in the gray market
phones are cheaper, you may not always get a receipt or any service
warranty.
Cell Phones
Safety
Radiation
and Cell phones
Risks to children
Views of scientists and researchers
Preventive measures
Radiation
and Cell phones
Cell
phones work by emitting radio frequency radiation (RFR) that transmit
through the antenna on your phone. This antennae lies right next
to your brain. The potential risk of a mobile phone comes from its
emission of low levels of radio frequency radiation (RF), the same
type of energy that comes off a microwave oven. The RF pulses off
the device's antenna right next to the user's head, and that proximity
to the brain is what concerns some researchers. It is well known
that high levels of RF can produce biological damage through heating
effects (this is how your microwave oven is able to cook food).
However, it is not known whether, to what extent, or through what
mechanism, lower levels of RF might cause adverse health effects
as well.
Risks to
children
Preliminary scientific evidence found exposure to radio frequency
radiation might have subtle effects on biological functions, including
the brain. Children may be more vulnerable because of their developing
nervous system, the greater absorption of energy in the tissues
of the child's head, and a longer lifetime of exposure.
Views of
scientists and researchers
Inconclusive. There have been some 200 studies on the safety
of cell phones. And they all seem to conflict concluding that scientists
still aren't sure as to the safety of cell phones. The catch is
that these are short-term studies. Cell phones have only been in
the mainstream for a few years. No one is sure of the long-term
effects.
Preventive
measures
Limit time spent on your cell phone.
Use a phone design that moves the antennae away from the head.
Discourage children from using them.
Don't use a cell phone if the signal is weak. The phone shoots out
more radiation to compensate for a poor signal.
|
| Electrical
HomeAppliances |
| Of
all the large appliances, refrigerators usually consume the most energy.
So it makes sense to shop wisely.
Select the
right size refrigerator for your needs. For one or two people,
consider a refrigerator of about 340 L (1 2 cu. ft.). For three
or four people 395 to 480 L (1 4 to 17 cu. ft.) should be right.
For each additional person, add 55 L (2 cu. ft.).
In general,
one-door manual defrost models are the most efficient. Units with
side by side doors are the least efficient. However, there are exceptions
so check the EnerGuide label.
Measure the
space where you want to put your refrigerator. Most manufacturers
recommend 25 mm (1 in.) Of air space on each side for air flow.
Freezers
Freezers
are very handy and can save a lot of time in shopping and food preparation.
If you're buying a freezer, many of the tips that apply to refrigerators
are useful here too.
Calculate the
right size for your family. About 85 to 140 litres (3-5 cubic feet)
per person is right. If you have a vegetable garden, entertain a
lot, or if your family is growing, think about a larger freezer.
Measuring is
very important. Not only the space where you intend to put it, but
also the path to the space. Be sure you can fit it into the spot
where you want it.
Freezers come
in two basic styles - chest and upright. A chest freezer is by the
far the more efficient and has more useable space.
Look for oven
doors that are well insulated and fit tightly. A window in the oven
door allows you to look in without opening the door.
Electrical safety
Tips
When using appliances, ensure that power cords are free from kinks,
breaks or cuts. Do not use an appliance if the cord insulation is
damaged in any way.
Switch off wall outlets or unplug appliances that are not in use.
Never plug too many appliances into one socket as this may cause the
socket to overload.
Do not use or place electrical appliances near water, i.e. a
sink or bathtub as water conducts electricity. If you have a wet
appliance, unplug it and have it checked by a qualified technician.
Never use frayed or damaged extension cords
Never touch the metal parts of a plug when plugging in an appliance.
|
|
Different styles
rule jewellery buying for wedding and other occasions. While for
formal occasions, women are experimenting with unconventional designs,
styles and branded jewellery, the wedding jewellery designs are
unchanged - traditional, heavy sets of gold, diamonds and pearls.
Choose jewellery
according to your lifestyle and dressing habits. It may not be advisable
to wear heavy jewellery with a slinky Western gown or vice versa.
Vast differences
in the prices reflect quality variations. So, do not get carried
away by a throwaway deal. Use your mind. Question yourself before
buying anything.
When ever you
are buying or selling jewellery, you should always shop around for
the best price.
In buying gold jewellery, always insist on a guarantee card specifying
the karatage of gold. Also remember that gold purity is defined
in K or KT, not CT (as often used by jewellers). In case of discovery
of fraud on gold karatage you cannot hold on to a guarantee card
wherein the purity is defined as CT.
Buying Diamond
Jewellery
Today's
look is glossy. The more they glitter, the better it is. You can
buy diamond embedded pendants much more attractive than the chunk
of gold hanging from a gold chain. Look for a good craftsman, as
their setting is critical. A platinum finish is preferred for this
effect. The white look has staged a comeback, after a spell of yellow
gold settings. The idea behind it is that platinum being a very
hard metal by nature proves to be the most apt to set diamonds,
be they small or big. Moreover its fineness is 950 components to
750 for yellow gold, the ideal caratage to set diamonds.
Multicoloured
metal settings using platinum are good for designer diamond wear.
Besides, the popular 2 stone studded jewellery of yellow and white,
multiple colour combinations are now in vogue making use of red,
ash, pink and other colours of gold.
Huge necklaces
which have more metal than the gemstones studded in them are out.
Also gone are the designs with simple floral and vineyard creeper
designs where the stones are scattered to give the ornament a good
surface area. The girl of today does not believe in snobbish and
bulky jewellery. Sleek, trim and suitably studded necklaces clinging
to the collar-bone are the most wanted ones. Diamond necklaces today
have gemstones in proportion to the precious metal used. The most
upmarket ones have the precious metal hardly visible and are studded
right to the clasp.
Modern motifs
in abstract designs, making use of geometric inspirations from various
sources, are in. Diamond studded watches are in vogue. Even men
love to sport a diamond watch. Although an original diamond-studded
Swiss watch piece may cost more than a million rupees, an inexpensive
alternative is to get one made from a jeweller.
Buying necklaces
for a bride are a tricky affair. It is still typical of any Indian
wedding to have a heavy set of gold, diamonds and pearls. Look for
good craftsmanship no matter what you choose.
The diamonds
will be expensive, but going in for smaller sizes and reasonably
sizes and reasonable good quality would enhance the look of jewellery
piece. If you can have the earring and the tika of the set designed
in detachable format, you will be able to use it later with lighter
jewellery.
Do not blindly
follow trends, fads and fashions in jewellery. Expensive items like
gold, diamonds and sapphires are not only beauty enhancements but
a sound investment - one which you do not dispose of when the particular
design is out of vogue.
Look towards
the culture of India. These traditional and inexpensive pieces of
jewellery can be moulded by your jeweller in a more expensive setting
to enhance your glamour.
Choose or order
unusual settings which will create designs with a difference. Sparkling
gemstones in novel settings or combined with semi-precious stones
will give your jewellery a futuristic look.
Buy a lot of
smaller diamond pieces. They can be worn on any occasion with any
dress. The slight roughness of these is preferable to the symmetrical
roundness of larger pearls, though they are, much more difficult
to choose.
|
|
Always stir
paint thoroughly before using! If more than one gallon is needed
for your project "box" the total amount of required paint
together. "Boxing" paint is nothing more than mixing all
the cans together in a larger container to insure that the color
is thoroughly blended and uniform. Failure to box paint is the leading
cause for paint failing to touch up properly. Make sure you have
enough before starting with custom mixed colors.
Every color
dispensing machine has slight variations in the amount of colorant
they dispense and no two cans of paint are going to be "exactly"
alike. This plus the fact that no two batches of paint are identical
leads to nothing but problems when you go to touch up.
Be sure the
surface is clean, dry, and free from grease or wax.
All surface
defects such as peeling, cracks and patches should be corrected
before painting. Use spackling for holes and dings, caulk all cracks,
(Never use Silicone!), and lightly sand glossy surfaces to provide
a good "tooth" for your finish paint.
Painting over
wallpaper: be certain the paper is tight and does not contain bleeding
colors. Always prime with an oil based stain sealing primer!
NEW WORK:New
surfaces require a primer to stop the suction of the surface.
On primed, dry
interior surfaces apply 2 coats of paint at container consistency.
It is recommended that fresh plaster and stucco with a high lime
content be allowed to cure for 60 days prior to painting.
OLD WORK:
If the surface is in good condition, clean well with TSP, patch
and caulk as necessary then apply 2 coats of paint at container
consistency. Any patched areas and chalky surfaces should be spot
primed with latex primer.
Digital Color
Chart:The Digital Color Wheel teaches you about different Color
Schemes, i.e. which colors go with what. You can choose your primary
or reference color, then move the mouse over the different color
schemes - analogous, split complementary etc. - to highlight all
the colors that could complement your scheme.
|
| Find
out some reasonable movers and packers listed in your yellow pages.
You may want to do the packing yourself. If they pack for you, it
can be expensive.
Hiring a low
fare rental truck like U-haul is a better idea if you are moving
to a close by town/location. You will have to load and drive it
to the destination yourself. In case you are not confident to drive
it, you can ask for help from your friends,
Take professional
packers and moving services if you are moving to a far away town.
Renting a local
self storage place can be a better option to dump your household
stuff temporarily, if you have plans to come back and don't want
to carry all your stuff.
Almost all towns
have such storage places, which are listed in your city yellow pages.
Depending on your need you may opt for either temperature controlled
or normal storage.
Temporary storage
are economical than shifting twice, and is a better idea than engaging
a rental apartment only to keep your stuff.
|
 |
|
Let
your child have a say when choosing his eyeglasses —
he'll be more likely to wear them without complaint.
Shown is Fisher Price Euro 21 frame.
|
|
If you're a
parent, you probably know that walking into an optical store can
be a little confusing. There may be lots of children's eyeglass
frames to choose from, but that's the problem! How do you figure
out which ones: a) your child is willing to wear and b) will last
longer than the ride home?
To begin with,
most children who need eyeglasses are either nearsighted
or farsighted.
Depending on the degree of visual correction necessary, an eye doctor
will prescribe glasses for full- or part-time wear. Some kids will
be instructed to take their glasses off for schoolwork, while others
need to have them on every waking moment.
Sometimes the
eye doctor will make specific recommendations about suitable eyeglass
frames, but often that decision is left up to the parents, the child
and the optical dispenser who fits the glasses.
Here are 10
items to consider to make your trip to the optical as painless as
possible, and to ensure that you get children's glasses that will
last a long time.
1.
Lens Thickness
The prescription
is always the primary consideration in choosing glasses. Before
you start looking for the frame, consult with the optician.
If the prescription calls for strong lenses that are likely to be
thick, it is important to keep the frame as small as possible in
order to eliminate any distortion in the lenses. The optician can
give you a good idea of how thick the lenses will be and can recommend
suitable frames to mask some of the thickness, as well as ways to
make thick lenses appear thinner.
2.
Fashion Forward
Whether they
are full- or part-time eyeglass wearers, most kids get at least
a little teasing about their specs, especially the first time they
wear them. One way to help make your child more comfortable with
wearing glasses is to allow her to choose her own frame. Your kid
won't want to get anything "uncool," yet you don't want her wearing
something you find objectionable. But keep in mind that the real
object is to get her to wear the glasses.
The optician
can tell you which frames are popular and can point you to the classic
styles. Be forewarned: if the frame you choose is too faddish, you
may not be able to get your child to wear it next year, when it's
hopelessly outdated.
3.
Plastic vs. Metal
Children's frames
are made of either plastic or metal (also known as "wire"). Double
bridges
are found on boys' frames, while frames with single bridges are
either unisex or strictly for girls. A lot of manufacturers copy
adult styles for children's frames. Kids like these styles a lot
because they are more grown-up. It's not unusual for kids to ask
for glasses that look just like Mom's or Dad's.
In the past,
plastic was a better choice for children because they were considered
more durable, less likely to be bent or broken, lighter in weight,
and less expensive. But now manufacturers are making metal frames
that incorporate these features as well. Metal composition varies,
so ask the optician which one is best for your child, based on his
or her experience with different alloys. Ask for hypoallergenic
materials if your child has shown sensitivity to certain substances.
4.
Proper Bridge Fit
One of the toughest
parts about choosing a suitable frame for kids is that their noses
are not fully developed, so they don't have a bridge to prevent
plastic frames from sliding down. Metal frames, however, are usually
made with adjustable nose pads, so they fit everyone's bridge. Most
manufacturers recognize this difficulty with plastic frames and
make their bridges to fit small noses.
Each frame must
be evaluated individually to make sure it fits the bridge. If there
are any gaps between the bridge of the frame and the bridge of the
nose, the weight of the lenses will cause the glasses to slide,
no matter how well the frame seems to fit before the lenses are
made. It is important that the glasses stay in place, because kids
have a tendency to look right over the tops of the lenses instead
of pushing slipping glasses back up where they belong. The optician
is usually the best judge of whether a frame fits properly.
5.
The Right Temple Style
Temples
that wrap all the way around the back of the ear are helpful in
making sure that the glasses don't slide down or drop off a child's
face completely. These wraparound temples, called "cable temples,"
are generally available on metal frames and are especially helpful
to keep glasses in place on toddlers.
Cable temples
are not a good choice for part-time eyeglass wearers, however, as
they are a bit more awkward to put on and take off. For glasses
that go on and off frequently, it is better to have regular, or
"skull temples" that go straight back and then curve gently around
the back of the ear.
6.
Spring Hinges
A nice feature
to look for is temples with spring hinges. These special hinges
allow the temples to flex outward, away from the frame, without
causing any damage. Although they sometimes cost a bit more, spring
hinges can be a worthwhile investment on children's eyewear. Kids
are not always careful when they put on and take off glasses, and
the spring hinges can help prevent costly repairs. They also come
in handy if the child falls asleep with the glasses on, or just
has a rough day at play. Spring hinges are strongly recommended
for toddlers, who sometimes get carried away playing with their
new glasses.
7.
Lens Material
Once you and
your child agree on a frame that you both like, the next consideration
is the lenses. Children's lenses should be made of polycarbonate,
because it is the most impact-resistant material around. (It is
actually the same plastic that bullet-proof glass is made of!) In
addition to being the safest material, it is also lighter in weight
than regular plastic lenses, a nice advantage for strong prescriptions.
Polycarbonate has built-in protection against potentially damaging
ultraviolet
(UV) rays, and the lenses are scratch-resistant coated by the manufacturer
or fabrication lab.
The price for
polycarbonate lenses is generally comparable to, if not less than,
the cost for regular plastic lenses with UV and scratch-resistant
coatings. And with polycarbonate, kids get that extra margin of
safety to protect their eyes.
The least desirable
material for your child's lenses is glass. Although it must be treated
for safety, glass still shatters when it breaks, and broken glass
— even safety glass — is a hazard to the eye. Glass lenses are also
a little heavier, which makes them less comfortable to wear.
 |
|
Stride
Rite Eyewear by Zyloware offers a broad range of sizes,
along with special durability features such as spring
hinges, adjustable silicone nose pads, and extra solder
strength at bridges and temples.
|
|
8.
Sports Eyewear
Polycarbonate
is such a safe lens material that you may be tempted to let your
child play sports in his regular glasses. The drawback is that,
although polycarbonate is the lens material used for sports eyewear,
regular eyeglass frames do not provide enough protection from large
objects such as balls and flying elbows. So if your kid is involved
in sports, a proper sports goggle
with polycarbonate lenses will afford the most protection against
eye injury.
Sports goggles
must be fitted properly in order to provide the maximum amount of
protection, so consult with an eyecare professional
before making a purchase. Although it sounds counter-intuitive,
a sports goggle should have a larger vertical eye opening, rather
than a smaller one. If an impact should occur and the goggles are
pushed toward the face, a large eye opening keeps the impact points
far above and far below the eyes. With a small opening, however,
the goggle hits right at the edge of the eye socket, which can damage
the globe of the eye.
9.
Warranties
Many optical
retailers offer a warranty plan that will replace eyewear at no
charge or for a minimal fee in case of damage to the frame or lenses.
Consider opting for the warranty, especially if your child is a
toddler or a first-time wearer.
e aware, however,
that not all warranty plans are the same. It is to your advantage
to thoroughly investigate replacement costs with and without the
warranty plan. Generally, if the warranty costs you less or about
the same amount as the fee to replace one single lens, it is worth
the price. It is easier to scratch a lens than to do almost any
other kind of damage to the glasses. If a lens is scratched, you
must replace it, because it can compromise your child's vision development.
10.
Backup Pair
If your child's
vision is so poor that she has difficulty functioning without her
glasses, you may want to purchase a backup pair of glasses in case
something happens to the primary pair and they are out of commission
for a week or so while being repaired.
A sports goggle
can double nicely as a spare pair of glasses. In addition, prescription
sunglasses make a good backup pair. If your child wears glasses,
she needs prescription sunglasses as well. You may choose to simply
use an old pair of glasses for the sunglasses, and have the doctor's
office coat them with UV protection and tint them dark. Then, in
an emergency, the dye can be removed so that the glasses can be
used indoors again.
|
BEST
VIEWED WITH 800X600 RESOLUTION
Copyright
© 2002 Noida Yellow Pages. All rights reserved |